We’re ScriptSmart LLC. we negotiate medical bills and help consumers reduce medical debt.
Medical bills are the leading cause of bankruptcy in America. If you don’t understand or agree with the charges for your recent medical debt, it’s time to call us. We’ll contact each medical provider and your insurance company and sort things out for you.
Consumers find the healthcare industry confusing due to a lack of transparency. Hospital bills contain codes and confusing terminology. Becoming involved in a dispute over medical bills can be intimidating. Most people have a tough time understanding the process. Being placed on hold listening to music is no fun either. The coding process is often a reason for errors in your medical bills. The lack of healthcare price transparency keeps costs hidden from consumers.
Treatment by in-network providers provide you with significant savings. In-network providers and your insurance company negotiate payments for services. Out-of-network providers do not negotiate with or accept payment from your insurance company. Treatment from these providers may lead to surprise bills or balance billing.
insurance coverage assessment
Health insurance is a complicated industry. The interrelationship between your premium, co-pay, deductible, and coinsurance determines your costs. A single miscalculation in any area increases your out-of-pocket costs. A denial of your claim is another outcome. We can’t stress the importance of understanding your insurance coverage enough. The Evidence of Coverage (EOC) and Explanation Of Benefits (EOB) are invaluable tools provided by your insurance company. You’re ahead of the game if you review and understand this information.
review of itemized statements
Our job as a Patient Advocate is to achieve the greatest healthcare savings for our clients. About 80 percent of medical bills contain errors. Coding mistakes and typographical errors cause many discrepancies. It's wise to research each bill and compare the charges to your EOB sent by your insurance carrier. A single error can affect your bill by a significant amount.
negotiation to satisfaction
The cost-sharing you pay depends upon the doctors, providers, and hospitals treating you. Disputing medical bills, getting errors corrected, and negotiating reduced charges are our priorities. Erroneous diagnostic or billing codes may distort your medical bills. As your medical bill advocate, we’ll sort things out and negotiate medical bills for you. Physical impairment or mental stress won't interfere with the process.